USAFIS: How to Increase Your Credit Score in the U.S.

In the United States, your credit score is very important. When you borrow money for a car or house, you will have to pay interest on the loan, and this interest rate is largely determined by your credit score. Only people with the highest credit scores will get the best interest rates. For example, if […]

How to Avoid the Credit Card Trap

It seems that people love having credit cards these days, but these cards can create a bad situation in which you can owe lots of money for years to come. You will be told that you need “credit” to get a loan, and yes, a good credit history is important. However, credit cards are very […]